MP Auto Body

We hope your defensive driving skills help you avoid being in an accident (see our Blog post on defensive driving tips), but that doesn't mean you shouldn't be prepared 'just in case'. Most people find it difficult to think clearly after an accident so having a checklist on hand to rely on is a great aid. The purpose of a checklist is to help guide you through the information you need to collect immediately after an accident regarding the other drivers, passengers, witnesses, vehicles, and insurance companies involved. It's important to get as much information as possible to help your insurance company process your claim without delay, including assessing fault, and determining whether your deductible can be waived.

There are different steps to follow after an accident depending on the circumstances. Phone Emergency Services at 911 if: Anyone has been injured (including any pedestrians or cyclists) Damage to all vehicles appears to be more than $2000 A driver appears to be under the influence of alcohol or drugs A vehicle is uninsured A driver’s license is suspended or expired You suspect you may be a victim or target of a scam or fraud Phone Police non-emergency number if: There are no injuries Damage to all vehicles is estimated to be less than $2000 You will be advised whether police are being dispatched to the scene of the accident, and what your next steps are.